Manager Credit Initiation at BankIslami Pakistan Limited

Job Description

This is a full-time, permanent position based in Karachi, Pakistan, and requires a minimum of 5 years of experience in credit analysis and financial services. The ideal candidate will play a critical role in ensuring compliance, risk mitigation, and seamless processing of agri-finance cases.

If you are passionate about banking, have strong analytical skills, and want to contribute to the growth of Islamic banking in Pakistan, this is an excellent opportunity to join a dynamic team.

Job Responsibilities

Key Duties and Responsibilities

As the Manager Credit Initiation, your primary responsibilities will include:

1. Thorough Review of Agri-Finance Cases: Ensuring all cases are complete, compliant, and ready for approval.

2. Compliance and Risk Management: Adhering to internal policies, regulatory frameworks, and prudential regulations to minimize risks.

3. Documentation and Verification: Reviewing customer credentials, including VERISYS, eCIB reports, income calculations, collateral valuation, and eligibility criteria.

4. Daily MIS Management: Overseeing the circulation of daily MIS for login, approval, and rejection statuses.

5. Document Issuance: Preparing and issuing key documents such as Facility Offer Letters, TFS for EWRF customers, and security release memos post-settlement.

6. Coordination with Teams: Collaborating with CAD, Risk, and Shariah teams to expedite case processing.

7. Regulatory Compliance: Ensuring strict adherence to State Bank of Pakistan (SBP) regulations and audit requirements.

8. Process Improvement: Continuously updating knowledge of policies, suggesting procedural enhancements, and developing training modules for credit analysis and risk management.

9. Quality Assurance: Implementing quality assurance measures and conducting quarterly reviews to optimize processes.

10. Digitization Strategies: Integrating digitization strategies to enhance efficiency and productivity.

Why Join BankIslami Pakistan Limited?

A Rewarding Career in Islamic Banking

BankIslami Pakistan Limited is one of the fastest-growing Islamic banks in the country, offering a dynamic and inclusive work environment. By joining the Corporate Banking Department, you will:

1. Contribute to Economic Growth: Play a vital role in supporting agri-finance and other corporate banking initiatives that drive economic development.

2. Enhance Your Skills: Gain exposure to advanced credit analysis techniques, regulatory frameworks, and risk management strategies.

3. Work in a Compliance-Driven Environment: Learn and implement best practices in compliance and audit processes.

4. Be Part of a Visionary Team: Collaborate with experienced professionals who are committed to innovation and excellence in Islamic banking.

How You Can Play a Role

Your Impact as Manager Credit Initiation

As the Manager Credit Initiation, you will be at the forefront of ensuring the bank’s credit processes are efficient, compliant, and customer-centric. Your role will directly impact the bank’s ability to:

1. Mitigate Risks: By ensuring all cases are thoroughly reviewed and compliant with regulations.

2. Improve Customer Experience: By streamlining processes and reducing errors in documentation and approvals.

3. Drive Innovation: By integrating digitization strategies and suggesting process improvements.

Skills and Qualifications

What You Need to Succeed

To excel in this role, you should have:

1. A Bachelor’s degree in a relevant field.

2. Minimum 5 years of experience in credit analysis or financial services.

3. Strong knowledge of product policies, regulatory frameworks, and prudential regulations.

4. Proficiency in financial modeling, credit analysis software, and Microsoft Office.

5. Excellent analytical, problem-solving, and communication skills.

6. A deep understanding of changing market dynamics and the ability to adapt quickly.

How to Apply

If you meet the qualifications and are ready to take on this challenging yet rewarding role, apply now at Growthify.Pk. Don’t miss this opportunity to join one of Pakistan’s leading Islamic banks and make a meaningful impact in the banking sector.

Conclusion

The role of Manager Credit Initiation at BankIslami Pakistan Limited is a perfect fit for experienced professionals looking to advance their careers in Islamic banking.

With a focus on compliance, risk management, and process optimization, this position offers a unique opportunity to contribute to the growth of the banking industry while enhancing your skills and expertise.

Apply today at Growthify.Pk and take the first step toward a fulfilling career with BankIslami Pakistan Limited!