Manager Credit Initiation at BankIslami Pakistan Limited
Job Description
This role is part of the Corporate Banking Department and is based in Karachi, Pakistan. The job is a full-time, permanent position, offering an excellent opportunity for individuals with a strong background in credit analysis and financial services.
If you have at least 5 years of experience in the banking sector and are looking to advance your career in a dynamic and growing organization, this role could be the perfect fit for you.
Job Details
Job Title and Department
Job Title: Manager Credit Initiation
Department: Corporate Banking
Company: BankIslami Pakistan Limited
Industry: Banking/Financial Services
Job Type: Full Time/Permanent
Location: Karachi, Pakistan
Experience Required: Minimum 5 years
Qualification: Bachelor’s Degree
Key Responsibilities
As the Manager Credit Initiation, you will play a critical role in ensuring the smooth processing of credit cases while maintaining compliance with regulatory standards. Below are the primary duties associated with this role:
1. Review and Compliance
Conduct thorough reviews of agri-finance cases to ensure completeness and compliance with internal policies and regulatory frameworks.
Verify customer credentials, including VERISYS, eCIB reports, income calculations, and collateral valuation.
2. Process Optimization
Oversee daily MIS circulation for login, approval, and rejection statuses.
Issue key documents such as Facility Offer Letters, TFS for EWRF customers, and security release memos post-settlement.
3. Coordination and Collaboration
Work closely with CAD, Risk, and Shariah teams to expedite case processing.
Engage field teams to improve documentation quality, procedural compliance, and risk mitigation.
4. Training and Development
Continuously update knowledge of policies and suggest procedural enhancements.
Develop training modules for credit analysis and risk management.
5. Quality Assurance
Implement quality assurance measures and conduct quarterly reviews.
Integrate digitization strategies to optimize processes and improve efficiency.
Why Join BankIslami Pakistan Limited?
BankIslami Pakistan Limited is a pioneer in Islamic banking, offering a work environment that values professionalism, innovation, and compliance with Shariah principles. Here’s why you should consider joining:
Career Growth: This role offers a chance to work in a challenging and rewarding environment, with opportunities for professional development.
Impactful Work: You will play a key role in ensuring compliance with regulatory standards and improving the efficiency of credit processes.
Dynamic Team: Collaborate with experienced professionals in the banking sector and contribute to the growth of the organization.
Skills and Qualifications
To excel in this role, you will need the following skills and qualifications:
Essential Skills
Strong knowledge of product policies, regulatory frameworks, and prudential regulations.
Excellent analytical, problem-solving, and communication skills.
Proficiency in financial modeling, credit analysis software, and Microsoft Office.
Time management skills to handle multiple tasks efficiently.
Educational Background
A Bachelor’s degree in a relevant field is required.
How to Apply
If you meet the qualifications and are ready to take on this challenging role, apply now at Growthify.Pk. Don’t miss this opportunity to join a leading Islamic bank and advance your career in the banking sector.
Conclusion
The role of Manager Credit Initiation at BankIslami Pakistan Limited is a perfect opportunity for experienced professionals to contribute to the growth of the Islamic banking sector.
With a focus on compliance, process optimization, and teamwork, this position offers a chance to make a significant impact while advancing your career.
Apply today at Growthify.Pk and take the first step toward a rewarding career with BankIslami Pakistan Limited!
